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Delaware, Chester, Montgomery Counties:

Purchase Price Limits: $349,400

Income Limits for 1-2 Member Households - $83,200

Income Limits for 3 or More Member Households - $95,600


Through First Front Door (FFD), FHLBank Pittsburgh (Bank) will work with one of our member financial institutions to assist with your closing costs and down payment. For every $1 of contribution you make, the Bank will provide $3 in grant assistance, up to a maximum of $5,000.  Money is dispersed on a first come, first serve basis. Grant money is typically dispersed March 2018 for PA residents.  


When purchasing a new home, eligible customers can receive up to $2,500 toward their closing costs through our Closing Cost Assistance Program. (CCAP). the CCAP program can be used in conjunction with  First Front Door Grant Money. Learn more about eligibility and how to qualify for this valuable program by talking to your local loan officer.


For a limited time, M&T Bank is offering loan subsidies to home-buyers that can provide thousands of dollars in down payment, closing cost or interest rate assistance in certain areas. M&T has set aside $25 million in loan subsidy funding to assist home-buyers in eligible areas. Buyers can receive up to $5000 in closing cost. There's no income limit, however the suggested property must be located in a community that's populated with at least 50% minorities. Buyers interested in this program must also utilize M&T Bank as their lender.


PHFA’s Low Rate First Time Home-buyer Program: The Keystone Home Loan Program With or without the Advantage Closing Cost Assistance Second Loan Eligible as FHA 3½ % down, VA and USDA 100% Financing, or Conventional 20% down. The Keystone Advantage Assistance Loan is a second mortgage that can be used towards down payment and closing costs. It’s a 0% interest rate loan for 10 years. The Advantage loan amount is calculated at the lesser of 4% of the purchase price or $6,000. The first time home buyer requirement is waived if purchasing in Philadelphia. Home buyer counseling may be required depending on program and credit score.

Philadelphia County:

Purchase Price Limits - $424,100

Income Limits for 1-2 Member Households - $99,800

Income Limits for 3 or More Member Households - $116,400

**The above income limits are the total of the gross annual household income for all adults who intend to occupy the home within one year from closing, whether or not they are on the loan.**


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