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In addition to closing costs, there are additional costs associated with purchasing a home. Buyers purchasing with a loan tend to pay for the following prior to closing:

Earnest Deposit - at least 1% of the sale price (no less than $500)

Home Inspection - ranges from $300-$600

Termite Inspection -  ranges from $65-$100

Radon Inspection - ranges from $200-$315

Use of Occupancy Cert (typically paid for by the buyer if the property is being sold by a bank) $75-$100

Appraisal (depending upon the lender this may be added into closing costs) - ranges from $300-$400

 

 

 

Buyers purchasing with cash/hard money lender tend to pay for the following prior to closing:

Earnest Deposit - at least 1% of the sale price (no less than $500)

Use of Occupancy Cert (typically paid for by the buyer if the property is being sold by a bank) $75-$100

BUYER'S EXPENSES